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Debt-free in a decade? You betcha!

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Rated 5 from 62 Reviews

Investment Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property

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Investment Loans

Home Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options

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Home Loans

First Home Buyers

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives

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First Home Buyers

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Our Services

Investment Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property

Find out more..

Home Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options

Find out more..

Refinancing

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies refinance their Home Loan or Investment Loan

Find out more..

First Home Buyers

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives

Find out more..

Commercial Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a property, equipment or business with a Commercial Loan

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Construction Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies fund their new build or renovation with a Construction Loan

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Business Loans

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies grow their business and purchase equipment with a Business Loan

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Equipment Finance

We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a new vehicle, plant or machinery with Equipment Finance

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AC

Amanda Cecchin

Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!

JP

Jessica Pimm

Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan

L

Leon

All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks

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About

It's no secret that many Australian's retire with just enough in their super to pay out their remaining mortgage and need to watch their pennies for the rest of their life. Our aim is to change people's mindsets, to show them what's possible and set them up to achieve a life and lifestyle they're proud of.

The Finance Architect is a mortgage brokerage committed to helping everyday Australians avoid retiring broke by encouraging them to dream big and be educated on how to pay off their family home and safely utilise leverage to build a passive income through property investing.

We love teaching and educating and get an enormous thrill from seeing our clients dreams become reality.

So no matter what your existing ideas around money are, we'll work with you and help you with debt reduction, wealth creation and lifestyle strategies that allow you to live the life you choose and not the life that chose you.

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Frequently Asked Questions

How much deposit do I need?

The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.

Is it genuinely possible to pay off my loan in 10 years?

Absolutely! Like anything worthwhile, it requires commitment and sacrifice, but the prospect of being debt-free in a decade sounds appealing, doesn't it?

I'm uncertain if I'm ready; can you assist in developing a purchase plan?

Certainly. We encounter many people in a similar situation, whether they're not quite ready but have a goal, or they're unsure about their readiness. We'll guide you every step of the way, speaking in plain language while explaining the necessary steps for obtaining financing.

Someone suggested I should be purchasing property within my SMSF. Can you assist with this?

Yes, we can. The SMSF (Self-Managed Super Fund) space is currently a trending option, and we work with several lenders who operate in this market. If you already have SMSF lending, when was the last time you reviewed it? We've seen substantial savings for clients who were able to secure significant interest rate reductions. If you haven't had your SMSF loan reviewed, it's in your best interest to schedule a Loan Review with us.

We don't reside in Victoria. Can you still assist us?

Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.

What sets you apart from other mortgage brokers?

To be frank, writing a home loan isn't particularly challenging; our value lies in the ongoing service we offer. We proactively review our clients' loans and portfolios, identifying opportunities for you to expedite debt repayment, amass wealth, or enhance your lifestyle.

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