Car Loans

Ready to step into that dream car? We can help get you on the road quickly with a Car Loan

Rated 5 from 62 Reviews

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Whether it’s your first car or dream car, we’ve got you covered.

Car and Other Vehicle loans generally take the form of a secured loan or unsecured loan. A secured car loan will generally have lower car loan repayments as the loan is secured against the vehicle, whereas unsecured loans are generally have a higher interest rate. Most Car Loans allow you to make monthly repayments which can help with your household budgeting.

Regardless of the loan type, a Car Loan can get you into your dream car and we can help you understand the full cost of the loan as well as any fees and charges. We can finance all sorts of cars whether they're being purchased from a dealership or a private seller. We can also help you compare a range of different loan options and find the best option with the right monthly repayments for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Car Loans right across Australia. If you're looking to get a loan to buy a car, we have the expertise and experience to guide you through the process and make the right choice.

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AC

Amanda Cecchin

Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!

JP

Jessica Pimm

Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan

L

Leon

All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks

Frequently Asked Questions

I'm uncertain if I'm ready; can you assist in developing a purchase plan?

Certainly. We encounter many people in a similar situation, whether they're not quite ready but have a goal, or they're unsure about their readiness. We'll guide you every step of the way, speaking in plain language while explaining the necessary steps for obtaining financing.

Someone suggested I should be purchasing property within my SMSF. Can you assist with this?

Yes, we can. The SMSF (Self-Managed Super Fund) space is currently a trending option, and we work with several lenders who operate in this market. If you already have SMSF lending, when was the last time you reviewed it? We've seen substantial savings for clients who were able to secure significant interest rate reductions. If you haven't had your SMSF loan reviewed, it's in your best interest to schedule a Loan Review with us.

How long does it take to secure loan approval?

This varies. We can expedite the application process as much as you can, but the timeline ultimately depends on your chosen lender. Some lenders can process applications within hours, while others may take anywhere from 3 to 14 business days. Bank turnaround times can occasionally influence our recommendations, especially if you have a specific timeframe in mind.

How much deposit do I need?

The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.

We don't reside in Victoria. Can you still assist us?

Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.

Do you impose any fees?

In general, no. However, there are exceptions that depend on the complexity of your situation and whether we will receive compensation for our services. Any applicable fees will be transparently communicated to you at an early stage.

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