Three out of every five Australians - a number that continues to rise - retire without sufficient savings and rely on government pensions. A staggering number of Australians face the prospect of a reduced lifestyle when their regular income ceases. As a nation of hardworking individuals, we deserve better, which is why The Finance Architect has been established to contribute to the solution.
We collaborate with ambitious Australians between the ages of 25 and 45 to help them prepare for property acquisition and achieve debt elimination within a decade. Why? Because freedom from debt provides us with choices. Choices regarding our activities, travel destinations, and the lifestyle we wish to lead. Choices related to how we care for our children, families, and the legacy we intend to leave behind. Nothing grants greater freedom than having control over our own financial journey.
The Finance Architect boasts more than a decade of experience in residential finance, and we have assisted hundreds of clients in attaining financial freedom. We would be delighted to work with you as well!!
AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
Yes, you can. Depending on factors such as GST registration and the length of time your ABN has been established, it may be possible in some cases to use financials from the previous financial year. Some lenders also offer financing without financials, provided your BAS is current and the numbers align. Understanding which lenders are more accommodating to self-employed applicants is crucial, and our expertise can guide you through these types of applications.
This varies. We can expedite the application process as much as you can, but the timeline ultimately depends on your chosen lender. Some lenders can process applications within hours, while others may take anywhere from 3 to 14 business days. Bank turnaround times can occasionally influence our recommendations, especially if you have a specific timeframe in mind.
Absolutely! Like anything worthwhile, it requires commitment and sacrifice, but the prospect of being debt-free in a decade sounds appealing, doesn't it?
To be frank, writing a home loan isn't particularly challenging; our value lies in the ongoing service we offer. We proactively review our clients' loans and portfolios, identifying opportunities for you to expedite debt repayment, amass wealth, or enhance your lifestyle.
Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.
In brief, it's all about choice (with access to 50+ lenders), service (our unwavering commitment to supporting you, not just for the immediate transaction but also your long-term goals and objectives), and advice (our expert guidance tailored to your unique needs). Banks simply can't compete with our offerings. Moreover, we are obligated to act in your best interests, in line with the recently introduced Best Interest Duty (BID), a requirement that banks cannot fulfill.
The Finance Architect Pty Ltd ABN: 16 168 596 553. Credit Representative #450039 and is authorised under Australian Credit Licence 509484.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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