Business Loans
Time to grow your business? We can help you grow with a business loan.
Rated 5 from 62 Reviews
Time to grow your business? We can help you grow with a business loan.
Rated 5 from 62 Reviews
Business Loans have a range of formats to help you fund growth or meet other obligations such as payroll or bills. Depending on your scenario and your goals, we can help you find the right product and help you achieve the growth you're after. Business Loans can be term loans, lines of credit, equipment financing, invoice financing as well as other more complex types of lending products.
Some lenders may require collateral or a personal guarantee from the business owner, while others may offer unsecured loans for well-established businesses with strong financials. They also may require detailed financial information, including profit and loss statements, cash flow projections, and business plans to help assess your application. We can help you understand what documentation may be required and which Business Loan is product for you.
We're a proud member of the Mortgage and Finance Association of Australia and can help with Business Loans right across Australia. If you're looking to grow your business, we have the expertise and experience to guide you through the process and make the right choice.
AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
To be frank, writing a home loan isn't particularly challenging; our value lies in the ongoing service we offer. We proactively review our clients' loans and portfolios, identifying opportunities for you to expedite debt repayment, amass wealth, or enhance your lifestyle.
The best interest rate varies from person to person based on individual circumstances. A larger deposit and borrowing less than 80% of the property value can help secure more favourable rates. However, the interest rate is just one of several factors we consider when making recommendations. Other factors include lending products, service quality, turnaround times, flexibility, and lender policies. Our goal is to ensure our clients don't overpay, so we frequently request better pricing from lenders during regular loan reviews.
The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.
Absolutely! Like anything worthwhile, it requires commitment and sacrifice, but the prospect of being debt-free in a decade sounds appealing, doesn't it?
Certainly. We encounter many people in a similar situation, whether they're not quite ready but have a goal, or they're unsure about their readiness. We'll guide you every step of the way, speaking in plain language while explaining the necessary steps for obtaining financing.
In general, no. However, there are exceptions that depend on the complexity of your situation and whether we will receive compensation for our services. Any applicable fees will be transparently communicated to you at an early stage.
The Finance Architect Pty Ltd ABN: 16 168 596 553. Credit Representative #450039 and is authorised under Australian Credit Licence 509484.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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