Car Loans
Ready to step into that dream car? We can help get you on the road quickly with a Car Loan
Rated 5 from 62 Reviews
Ready to step into that dream car? We can help get you on the road quickly with a Car Loan
Rated 5 from 62 Reviews
Car and Other Vehicle loans generally take the form of a secured loan or unsecured loan. A secured car loan will generally have lower car loan repayments as the loan is secured against the vehicle, whereas unsecured loans are generally have a higher interest rate. Most Car Loans allow you to make monthly repayments which can help with your household budgeting.
Regardless of the loan type, a Car Loan can get you into your dream car and we can help you understand the full cost of the loan as well as any fees and charges. We can finance all sorts of cars whether they're being purchased from a dealership or a private seller. We can also help you compare a range of different loan options and find the best option with the right monthly repayments for you.
We're a proud member of the Mortgage and Finance Association of Australia and can help with Car Loans right across Australia. If you're looking to get a loan to buy a car, we have the expertise and experience to guide you through the process and make the right choice.
AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
Absolutely! Like anything worthwhile, it requires commitment and sacrifice, but the prospect of being debt-free in a decade sounds appealing, doesn't it?
To be frank, writing a home loan isn't particularly challenging; our value lies in the ongoing service we offer. We proactively review our clients' loans and portfolios, identifying opportunities for you to expedite debt repayment, amass wealth, or enhance your lifestyle.
Yes, we can. The SMSF (Self-Managed Super Fund) space is currently a trending option, and we work with several lenders who operate in this market. If you already have SMSF lending, when was the last time you reviewed it? We've seen substantial savings for clients who were able to secure significant interest rate reductions. If you haven't had your SMSF loan reviewed, it's in your best interest to schedule a Loan Review with us.
Yes, you can. Depending on factors such as GST registration and the length of time your ABN has been established, it may be possible in some cases to use financials from the previous financial year. Some lenders also offer financing without financials, provided your BAS is current and the numbers align. Understanding which lenders are more accommodating to self-employed applicants is crucial, and our expertise can guide you through these types of applications.
The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.
Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.
The Finance Architect Pty Ltd ABN: 16 168 596 553. Credit Representative #450039 and is authorised under Australian Credit Licence 509484.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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