Insurance
Make sure you're covered for things like fire, flood and theft
Rated 5 from 62 Reviews
Make sure you're covered for things like fire, flood and theft
Rated 5 from 62 Reviews
Protecting your Car, Home and other valuables is a vital financial safeguard, providing protection against a range of risks that could damage or destroy your assets and belongings. Typical Home Insurance policies in Australia cover events such as fire, theft, vandalism, storm damage, and accidental damage to the building and its contents. This insurance also extends to protect homeowners from liability for injuries or damages that occur on their property.
It is important for homeowners to regularly review and update their insurance policies to ensure they remain adequately covered. As circumstances change, such as renovations, acquiring new valuable items, or increases in property values, adjusting the insurance coverage can help avoid being underinsured. We can either help you find the right policy for you, or refer you to one of our trusted partners depending on your circumstances.
We're a proud member of the Mortgage and Finance Association of Australia and can help with Insurance right across Australia. If you're looking to update your Insurance or get a second opinion, we have the expertise and experience to guide you through the process and make the right choice.
AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
This varies. We can expedite the application process as much as you can, but the timeline ultimately depends on your chosen lender. Some lenders can process applications within hours, while others may take anywhere from 3 to 14 business days. Bank turnaround times can occasionally influence our recommendations, especially if you have a specific timeframe in mind.
To be frank, writing a home loan isn't particularly challenging; our value lies in the ongoing service we offer. We proactively review our clients' loans and portfolios, identifying opportunities for you to expedite debt repayment, amass wealth, or enhance your lifestyle.
Yes, you can. Depending on factors such as GST registration and the length of time your ABN has been established, it may be possible in some cases to use financials from the previous financial year. Some lenders also offer financing without financials, provided your BAS is current and the numbers align. Understanding which lenders are more accommodating to self-employed applicants is crucial, and our expertise can guide you through these types of applications.
In general, no. However, there are exceptions that depend on the complexity of your situation and whether we will receive compensation for our services. Any applicable fees will be transparently communicated to you at an early stage.
Certainly. We encounter many people in a similar situation, whether they're not quite ready but have a goal, or they're unsure about their readiness. We'll guide you every step of the way, speaking in plain language while explaining the necessary steps for obtaining financing.
The best interest rate varies from person to person based on individual circumstances. A larger deposit and borrowing less than 80% of the property value can help secure more favourable rates. However, the interest rate is just one of several factors we consider when making recommendations. Other factors include lending products, service quality, turnaround times, flexibility, and lender policies. Our goal is to ensure our clients don't overpay, so we frequently request better pricing from lenders during regular loan reviews.
The Finance Architect Pty Ltd ABN: 16 168 596 553. Credit Representative #450039 and is authorised under Australian Credit Licence 509484.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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